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SaaS vs. LTD Calculator

Your Savings Snapshot

Total One-Time Cost: $0.00

Break-Even Point: -- months

1-Year Savings: $0.00

3-Year Savings: $0.00

Analysis & Warnings

Remember: This calculator only compares cost. It assumes the LTD features (users, credits, etc.) match the SaaS plan. Verify this yourself.

What is This Tool?

This is the “SaaS vs. LTD” Smart Calculator.

Its purpose is to give you a clear, instant financial breakdown of a lifetime deal (LTD) compared to its monthly subscription (SaaS) alternative.

It’s a “smart” calculator because it doesn’t just do basic math—it actively analyzes the risk of the deal and gives you warnings based on how long it will take to get your money’s worth.

Features

  • Instant Financial Snapshot: As you type, the tool immediately calculates four key numbers:
    1. Total One-Time Cost: What you will pay today.
    2. Break-Even Point: How many months until the LTD pays for itself. This is the single most important metric.
    3. 1-Year Savings: Your net profit (or loss) after 12 months.
    4. 3-Year Savings: The long-term, theoretical value of the deal.
  • Dynamic Risk Analysis: This is what makes it “smart.” The tool automatically shows warnings based on your numbers:
    • High-Risk Warning (Yellow): Triggers if the break-even point is over 12 months. This is a risky bet.
    • Critical-Risk Warning (Red): Triggers if the break-even is over 18 months. This is almost always a bad deal.
    • “Too Good to be True” Warning (Yellow): Triggers if the 3-year savings are massive, warning you to question if the company will even exist in 3 years to pay out that value.
  • The “Apples-to-Oranges” Warning: A permanent, static warning that reminds you this calculator only compares cost. It’s your job to make sure the features and limits (users, credits, projects) of the LTD actually match the SaaS plan.
  • Fluid & Responsive: The CSS is built to stretch to 100% of whatever container you put it in, so it will fit perfectly in your website’s sidebar, blog post, or a full-page layout.

How to Use It

Using the tool is a simple, 5-step process:

  1. SaaS Competitor (Monthly Cost): Enter the monthly price of the SaaS tool you’re comparing against (e.g., $29).
  2. LTD Price (Per Code): Enter the one-time price for a single LTD code (e.g., $49).
  3. Number of Codes: Enter how many codes you’re thinking of buying (e.g., 3).
  4. Read the Results: Instantly look at the “Savings Snapshot” to see the numbers (Total Cost, Break-Even, etc.).
  5. Heed the Warnings: This is the most important step. Read the “Analysis & Warnings” section. This is where the tool tells you if the deal is financially smart or a high-risk gamble.