M Microsoft Copilot Black Friday 2026 deal
Not live yet No 2026 offer on microsoft.com yet. Last year: Up to around 30% off Microsoft 365 Personal and Family at Microsoft and major retailers.
- Status
- Not live yet
- 2025 offer
- Up to around 30% off Microsoft 365 Personal and Family at Microsoft and major retailers (Black Friday window)
- Free plan
- Yes. Copilot is free with a Microsoft account, with limited usage, plus 5 GB of OneDrive storage.
Microsoft Store Black Friday page reads 'We haven't shared our Black Friday deals just yet' and its FAQ says Microsoft 365 Personal, Family and Business may go on sale. Surface and Xbox discounts shown there are not Copilot offers. The recorded 2025 figure was a mix of Microsoft and retailer pricing.
Best for
People who already live in Word, Excel and Outlook and want Copilot inside those apps rather than a separate chatbot.
Watch out for
Microsoft 365 renews automatically at the regular price, and on Family only the subscription owner gets the Copilot AI features.
Microsoft says plainly that its Black Friday deals are coming but not yet published, and the page FAQ names Microsoft 365 Personal, Family and Business as plans that may go on sale. Our 2025 record was up to about 30% off Personal and Family, but that figure combined Microsoft's own offers with retailer pricing on subscription keys, so treat it as a ceiling rather than a forecast. Premium, the plan with the most Copilot usage, is new enough that we have no Black Friday record for it. Microsoft has also paired hardware with subscriptions before: its UK newsroom described 15 months of Microsoft 365 for the price of 12 with a Copilot+ PC, which is worth checking if you are buying a laptop anyway.
Microsoft Copilot pricing before any discount
| Plan | Price | Notes |
|---|
| Microsoft 365 Personal | $99.99/year or $9.99/month | 1 person, 1 TB storage, Copilot in Word, Excel, PowerPoint, Outlook and OneNote with higher usage than free. |
| Microsoft 365 Family | $129.99/year or $12.99/month | 1 to 6 people, 2 TB shared storage. Copilot AI features are for the subscription owner only. |
| Microsoft 365 Premium | $199.99/year or $19.99/month | Everything in Family plus extensive Copilot usage and agentic features such as advanced research and analytics. |
As shown on microsoft.com on Monday, November 9, 2026. Prices can vary by region and currency.
Paying yearly is the published saving: Microsoft says up to 17%, which is $19.89 a year on Personal, $25.89 on Family and $39.89 on Premium compared with twelve monthly payments. Each plan also has a free one-month trial, so you can test whether Personal's Copilot allowance is enough before paying for Premium. And if you mainly want to chat with Copilot rather than use it inside Office files, the free Copilot app with a Microsoft account may be all you need.
Past Microsoft Copilot Black Friday offers
- 2025 Up to around 30% off Microsoft 365 Personal and Family at Microsoft and major retailersBlack Friday windowSource: zPlatform tracking 30%
Personal, Family or Premium for Copilot use
The three consumer plans all include Copilot in the desktop Office apps, but at different usage levels:
- Personal gives one person Copilot with higher usage than free.
- Family adds up to five more people and 2 TB of storage, but the AI features stay with the owner. It is a storage and apps upgrade, not a Copilot one.
- Premium is the Copilot plan: extensive usage for chat, image creation and audio, plus agentic research and analytics.
Copilot Pro does not appear on Microsoft's current consumer comparison page; Premium is the top AI tier listed there.
Retailer keys versus buying from Microsoft
Much of the Microsoft 365 discounting each November happens at retailers selling subscription keys rather than on microsoft.com. Check two things before buying one: that it is the plan you actually want, since a cheap Personal or Family key does not give you Premium's Copilot usage, and that the seller is an authorised retailer. Microsoft's own Black Friday page is the place to confirm what Microsoft itself is offering.
What the free Copilot leaves out
A free Microsoft account gets Copilot chat with what Microsoft calls limited usage, and 5 GB of OneDrive storage. The paid plans add the desktop Word, Excel, PowerPoint, Outlook and OneNote apps with Copilot inside them, and raise usage for features such as analysis in Excel, presentation drafting in PowerPoint and AI-generated audio. Microsoft's comparison table marks those features higher than free on Personal and Family and extensive on Premium.
So the Black Friday question is really whether you want those in-app features. If you do not, there is nothing to buy.
If you want an assistant rather than Office
Copilot's value is strongest inside Microsoft's apps. As a standalone assistant, compare our Black Friday pages for ChatGPT, Gemini and Claude, or see our Copilot alternatives.
Microsoft Copilot Black Friday questions
Is there a Microsoft Copilot Black Friday deal in 2026?
Not yet. On November 9, 2026 Microsoft's Black Friday page said its deals had not been shared. Copilot is sold inside Microsoft 365, so any deal will be on Personal, Family or Premium.
Is Microsoft Copilot free?
Yes. Copilot is free with a Microsoft account, with limited usage. Microsoft 365 plans raise the usage and add Copilot inside Word, Excel, PowerPoint and Outlook.
How much is Microsoft 365 with Copilot?
Personal is $99.99 a year, Family $129.99 and Premium $199.99, or $9.99, $12.99 and $19.99 a month.
Does Microsoft 365 Family give Copilot to everyone?
No. Family covers up to six people for the apps and storage, but Microsoft says the AI features are for the subscription owner only.
